Planning for Your Financial Life as a Mom - Noninadia, CFP

Nadia Isnuari Harsya is a Certified Financial Planner (CFP®) and Independent Financial Planner (IFP®) based in Jakarta. She runs the Instagram and Threads handle @noninadia, where she shares personal-finance content focused on education funds, family budgeting, and the daily-life realities of millennial money management. She is also a regular contributor to theAsianparent Indonesia. Nadia is a Recompound client who came on after several years of researching the platform. This episode is part of the "I Can Relate" series, where we sit down with the people behind Recompound — both the customers who live our thesis and the partners who shape it.

"Money is a microcosm of your life." Nadia Harsya — Certified Financial Planner, mother of one, and the voice behind @noninadia ("pejuang dana pendidikan") — sits down for "I Can Relate" to walk through how a 23-year-old SCBD office worker with a maxed-out credit card and a phone in a fountain became one of Indonesia's most-followed personal-finance educators. We talk about why "not activating paylater" is a real millennial achievement, how her first 100 juta came from savings (not investment cuan), what happened to the family when her husband was laid off in 2023 and the emergency fund had to do its job, and the question that defines the second half of the conversation: even after 15 years as a CFP, why does she still hire an investment advisor?