What we do during a market crash
Launch a product
Hi 👋 welcome to Recompound Blog - The Investment Mindshift. We help you better your mindset on investment and economics one article at a time. More: Advisory | Get to know us | Our Picks
This article is an announcement piece on our latest product, Picks. The product is about offering people an access to our investment thinking and therefore, investment picks we find interesting. In case you missed it, Budi wrote a well received article on whether it is time to sell all stocks in the wake of Trump Tariffs.
So you probably have heard of Recompound from the $1 ads we spend on Instagram daily. Maybe you saw this post:
That IG post, we briefly touched upon why we prefer BMRI to BBRI. It is just our humble opinion and not an investment advice for you to ditch your BBRI investments and switch over to BMRI just so that we are clear.
We talked about how BMRI’s CASA ratio in recent year post COVID is more impressive than that of BBRI’s. Nerdy?
Now, this is your point of view
You might be thinking to yourself:
Wow, these folks look cool. Let me check out what they do and go to their landing page.
For more context, you are doing financially alright with an active income that you anyway have planned to set aside for your investments. In fact, you probably have tried investing before and that’s why you have a good grasp of the IG post you saw earlier. You have been gunning for risky investments overall but stomaching volatility is a real problem. That’s why you vibe well with the below
Furthermore, you are also a prey to your Relationship Managers (RMs) as you have a nice pile of cash sitting in your bank with little idea on what you should be doing with that cash. Which is why the cards below might resonate well.
Yes Recompound, you describe my problem well, but you are not answering the biggest issue here: What is your investment style like?
It is no where to be found in the website. The quote
“Helping you invest in Indonesian equity for the long term. Only performance fee, funds stay with you.”
is not convincing and clear enough. And because I don’t get the way you invest, I have to book a session to call with Budi? 😠
Are you trading?
Are you going to be trading in and out with bunch of technical indicators I have no clue about?
If so, my busy schedule won’t accommodate your trading practices, sorry.
Are you analysing fund flows?
Are you going to analyse the flow of foreign funds entering Indo market?
Aren’t foreigners selling now in 2025?
Are you pumping and dumping? 😨
Count me out.
Back to Our Point of View
That’s why, we launch Picks.
We launch Picks for you to gain access to our investment thinking and therefore, stock picks.
Picks would showcase how we do value investing:
Not trading in and out
Not analysing flows and predicting the whims of foreigners
Not predicting macroeconomics
So, lots of looking at the fundamentals of a company
and lots of deliberate holding with very minimal transaction
Through Picks, you also will know why and how we come to like or dislike a particular investment opportunity, purely from a business fundamental lens. So it is as real as it gets.
Here are the values that underpin the design of this product:
Originality in value investing
We treat buying an equity (a stock) akin to buying a business that are run by human operators with real products being sold to others.
When you look at our analysis of a business, you get to think like a business owner. Then it follows that it will be more straightforward for you to ask yourself:
Are you paying too much for a piece of the business or not?
If you are getting a good discount over the business ownership, it is a good thing. If you don’t get a good discount over the business ownership, maybe you should look for other businesses that are offering good discounts?
Honesty
We won’t pretend to have the right analysis all the time. So we share our past mistakes and our learnings so that you won’t make ours.
But we also share our wins as well. If we consistently make wrong bets all the time, we probably won’t be in this business 🙂
Approachable
We don’t want to be aloof. We want you to feel safe about asking us questions, discussing and suggesting more ideas to improve our product.
Ultimately, investing is already hard. We don’t want to unnecessarily make it harder.
What do you get by subscribing to Picks
In the spirit of originality, honesty and approachability; we categorise equities (stocks) into 5 main categories.
Skip
Equities we deliberately skip and why.
Interesting
Equity where we don’t mind allocating 5-15% of portfolio value. Analysis included.
Fat Pitch
A rare opportunity where we are brave enough to allocate more than 25% of portfolio value into this equity. P.s. Don’t be mad if this is empty.
Wrong Thesis
Past interesting equities that we got wrong. So don’t just copy folks as our investment thesis can very well be wrong.
Right Thesis
Past interesting equities that we got right. Right investment thesis contributes to the performance track record you see today.
Btw, Picks is not free
You have to pay a monthly subscription fee to gain access to our investment thinking. So here’s what I suggest you to do:
Try subscribe to Picks for 1 month
If our investment thinking resonates with you, but you still can’t handle your own investments, then stop Picks and sign up for the advisory. We’ll give you a discount on the registration fee as you have tried using Picks.
If our investment thinking resonates with you, and you can handle your own investments, subscribe for the yearly period. Yearly is cheaper
If our investment thinking does not resonate with you, let us know why and what you are looking for. Then cancel subscription.
Why launch a product during a market crash?
Serious and long term oriented business operators launch products regardless of market cycle.